DUI True Cost Calculator

Estimate the total financial impact of a DUI including fines, insurance surcharges, legal fees, and lost wages

Frequently Asked Questions

What are the typical financial costs of a DUI conviction?

A first-offense DUI typically costs between $10,000 and $25,000 in total when all costs are counted. These include bail, attorney fees, court fines and assessments, DUI school or education program fees, ignition interlock device installation and monthly rental, license reinstatement fees, and towing and impound costs. Costs vary widely by state. This calculator compiles all major cost categories so you understand the full financial impact before, during, and after a DUI conviction.

How much does auto insurance increase after a DUI?

A DUI conviction typically causes auto insurance premiums to rise by 70% to 100% or more, depending on the insurer and state. Some insurers will non-renew your policy, forcing you into the high-risk insurance market where rates are even higher. The DUI typically remains on your driving record for three to five years, and on your criminal record permanently or until eligible for expungement depending on state law. Cumulative insurance premium increases often total $10,000 to $20,000 over the impact period.

Does a DUI affect employment and income?

Yes. A DUI conviction can result in license suspension, limiting your ability to commute or requiring rideshare costs. Background checks may disqualify you from jobs requiring a clean driving record, professional licenses, or security clearances. Some employers terminate employees convicted of DUI, particularly in transportation, healthcare, government, and finance. Lost wages during court appearances, legal proceedings, and potential incarceration add to the total economic impact.

Are there costs beyond the first year after a DUI?

Yes. Insurance surcharges typically last three to five years and may total more than any first-year fine. An ignition interlock device may be required for one to two years. DUI school or victim impact panels must be completed before license reinstatement. Probation fees and monitoring can continue for years. If the DUI is on a criminal record that is not expunged, background check consequences for employment and housing may extend indefinitely. The long-term financial impact often exceeds the immediate upfront costs.

Important Disclaimer: Estimates for informational purposes only.

This calculator provides estimates for informational purposes only. Results are based on assumptions and may not reflect actual outcomes. Consult qualified professionals in relevant fields before making important decisions based on these results.