San Antonio, TX variant. This is a San Antonio, TX-specific version of the Home Affordability Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Home Affordability Calculator.
Affording a home in San Antonio pits the $62,281 median income against a $245,000 median price - a price-to-income ratio of 3.9x.
Can you afford San Antonio?
The 28% rule caps housing at $1,453/month on the local median income, supporting roughly $287,395 in price - versus the $245,000 San Antonio median.
San Antonio is relatively attainable on the local median income.
About San Antonio, TX
San Antonio residents pay no state or city income tax, as Texas does not levy a personal income tax.
San Antonio remains one of the more affordable large-city housing markets in the country, with modest home prices and rents.
San Antonio's economy is supported by a significant military presence, along with healthcare, tourism, and financial services.
Worked example: max price on $62,281
28% of $62,281 ÷ 12 ≈ $1,453/month supports about $287,395 at 6.5% with 20% down - compared with the $245,000 median.
Quick reference
- Median home value: $245,000
- Median rent: $1,450/mo
- Median household income: $62,281
- Local sales tax: 8.25%
- Effective property tax rate: 2.18%
- Cost of living index: 91 (US avg = 100)
Frequently Asked Questions
What income do I need to buy in San Antonio?
To afford the $245,000 median home, you'd typically need well above the $62,281 local median income at current rates.
What is the price-to-income ratio in San Antonio?
About 3.9x (median home ÷ median income).