Tucson, AZ variant. This is a Tucson, AZ-specific version of the Home Affordability Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Home Affordability Calculator.
Affording a home in Tucson pits the $55,378 median income against a $305,000 median price - a price-to-income ratio of 5.5x.
Can you afford Tucson?
The 28% rule caps housing at $1,292/month on the local median income, supporting roughly $255,541 in price - versus the $305,000 Tucson median.
Tucson is relatively attainable on the local median income.
About Tucson, AZ
Tucson applies Arizona state and local sales taxes, while its overall cost burden stays relatively modest.
Tucson offers moderate home prices for the Southwest.
Tucson's economy is shaped heavily by the University of Arizona along with aerospace and defense, with a below-average cost of living.
Worked example: max price on $55,378
28% of $55,378 ÷ 12 ≈ $1,292/month supports about $255,541 at 6.5% with 20% down - compared with the $305,000 median.
Quick reference
- Median home value: $305,000
- Median rent: $1,400/mo
- Median household income: $55,378
- Local sales tax: 8.7%
- Effective property tax rate: 0.79%
- Cost of living index: 92 (US avg = 100)
Frequently Asked Questions
What income do I need to buy in Tucson?
To afford the $305,000 median home, you'd typically need well above the $55,378 local median income at current rates.
What is the price-to-income ratio in Tucson?
About 5.5x (median home ÷ median income).