Atlanta, GA variant. This is a Atlanta, GA-specific version of the Mortgage Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Mortgage Calculator.
Atlanta's $425,000 median home and 0.92% property tax make for a distinctive mortgage payment. High-cost metros front-load the principal-and-interest portion.
Mortgage payment in Atlanta
On the $425,000 median home with 20% down ($85,000), you'd finance $340,000. At 6.5% over 30 years, P&I ≈ $2,149/month.
Add Atlanta's 0.92% property tax (≈ $326/month) plus insurance for the all-in payment.
About Atlanta, GA
Atlanta applies Georgia state income and sales taxes, along with local sales taxes.
Atlanta's home prices sit above the national average after sustained metro growth.
Atlanta is a major corporate headquarters hub and transportation center, with significant film and logistics industries, and a cost of living above the national average.
Worked example: $425,000 Atlanta home
Loan $340,000 at 6.5% for 30 years → $2,149/mo P&I. Property tax ≈ $326/mo. Total before insurance ≈ $2,475/mo.
Quick reference
- Median home value: $425,000
- Median rent: $1,900/mo
- Median household income: $77,655
- Local sales tax: 8.9%
- Effective property tax rate: 0.92%
- Cost of living index: 107 (US avg = 100)
Frequently Asked Questions
How much is a mortgage in Atlanta?
About $2,149/month P&I on the $425,000 median home with 20% down at 6.5%.
What is the property tax rate in Atlanta?
About 0.92% of home value per year.