Milwaukee, WI Mortgage Calculator

Milwaukee, WI variant. This is a Milwaukee, WI-specific version of the Mortgage Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Mortgage Calculator.

Milwaukee's $170,000 median home and 2.13% property tax make for a distinctive mortgage payment. High-cost metros front-load the principal-and-interest portion.

Mortgage payment in Milwaukee

On the $170,000 median home with 20% down ($34,000), you'd finance $136,000. At 6.5% over 30 years, P&I ≈ $860/month.

Add Milwaukee's 2.13% property tax (≈ $302/month) plus insurance for the all-in payment.

About Milwaukee, WI

Milwaukee applies Wisconsin state taxes, and its overall tax and cost burden is moderate for a major Midwestern city.

Milwaukee offers relatively affordable housing compared with other large metros.

Milwaukee has a strong manufacturing heritage and a cost of living below the national average.

Worked example: $170,000 Milwaukee home

Loan $136,000 at 6.5% for 30 years → $860/mo P&I. Property tax ≈ $302/mo. Total before insurance ≈ $1,161/mo.

Quick reference

  • Median home value: $170,000
  • Median rent: $1,300/mo
  • Median household income: $49,733
  • Local sales tax: 5.5%
  • Effective property tax rate: 2.13%
  • Cost of living index: 87 (US avg = 100)

Frequently Asked Questions

How much is a mortgage in Milwaukee?

About $860/month P&I on the $170,000 median home with 20% down at 6.5%.

What is the property tax rate in Milwaukee?

About 2.13% of home value per year.

Open the full Mortgage Calculator