Tulsa, OK variant. This is a Tulsa, OK-specific version of the Mortgage Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Mortgage Calculator.
Tulsa's $185,000 median home and 1.06% property tax make for a distinctive mortgage payment. High-cost metros front-load the principal-and-interest portion.
Mortgage payment in Tulsa
On the $185,000 median home with 20% down ($37,000), you'd finance $148,000. At 6.5% over 30 years, P&I ≈ $935/month.
Add Tulsa's 1.06% property tax (≈ $163/month) plus insurance for the all-in payment.
About Tulsa, OK
Tulsa applies Oklahoma state and local sales taxes, with a relatively modest overall tax burden.
Tulsa has some of the most affordable home prices among US cities.
Tulsa has deep roots in the energy industry, with a cost of living well below the national average.
Worked example: $185,000 Tulsa home
Loan $148,000 at 6.5% for 30 years → $935/mo P&I. Property tax ≈ $163/mo. Total before insurance ≈ $1,099/mo.
Quick reference
- Median home value: $185,000
- Median rent: $1,100/mo
- Median household income: $56,330
- Local sales tax: 8.517%
- Effective property tax rate: 1.06%
- Cost of living index: 84 (US avg = 100)
Frequently Asked Questions
How much is a mortgage in Tulsa?
About $935/month P&I on the $185,000 median home with 20% down at 6.5%.
What is the property tax rate in Tulsa?
About 1.06% of home value per year.