Mississippi variant. This is a Mississippi-specific version of the Paycheck Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Paycheck Calculator.
Mississippi's state income tax (Flat 4.7% (down from 5%, decreasing further)) is the single biggest factor in how much of your paycheck you actually keep. On the state's median household income of $52,985, the state portion of your withholding looks very different from a neighbor across the border.
How Mississippi income tax affects take-home pay
Mississippi applies a top marginal rate of 4.7% (Flat 4.7% (down from 5%, decreasing further)). Your effective rate is lower than the top bracket because only income above each threshold is taxed at the higher rate, but high earners feel the full 4.7% on their last dollars.
Federal withholding, Social Security, and Medicare apply on top of any state tax. Use the calculator above to enter your exact gross pay, filing status, and pre-tax deductions (401(k), HSA, health premiums) for a precise Mississippi take-home figure.
Mississippi pay in context
The Mississippi median household income is $52,985. Cost of living matters too: the state's median home value is $175,000 and the combined average sales tax is 7.06%, both of which shape how far your take-home pay stretches.
About taxes and housing in Mississippi
Mississippi has moved to a flat income tax and exempts the first portion of income from taxation.
Mississippi has the lowest median home prices in the country along with below-average property taxes.
Mississippi has one of the lowest costs of living in the nation, with an economy based on agriculture, manufacturing, and casino tourism along the Gulf Coast.
Worked example: $52,985 salary in Mississippi
On a $52,985 salary, applying the 4.7% top marginal rate as a rough ceiling, state income tax is at most about $2,490 - your actual bill is lower thanks to the bracket structure and standard deduction. Add 7.65% FICA ($4,053) plus federal income tax to get total withholding.
Quick reference
- State income tax: Flat 4.7% (down from 5%, decreasing further)
- State sales tax: 7% (plus 0.06% avg local)
- Median home value: $175,000
- Median household income: $52,985
- Effective property tax rate: 0.65%
- Avg auto insurance: $1,773/yr
Frequently Asked Questions
Does Mississippi tax my paycheck?
Yes. Mississippi withholds state income tax (Flat 4.7% (down from 5%, decreasing further)) in addition to federal tax and FICA.
What is the median income in Mississippi?
The median household income in Mississippi is $52,985 (US Census ACS).
How do I lower my Mississippi withholding?
Increase pre-tax contributions (401(k), HSA, FSA) and confirm your W-4 allowances. The calculator above shows the take-home impact of each pre-tax dollar.