Philadelphia, PA variant. This is a Philadelphia, PA-specific version of the Paycheck Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Paycheck Calculator.
Philadelphia paychecks are shaped by PA state tax plus a 3.75% local income tax. With a $60,302 median income and a cost-of-living index of 105 (US avg = 100), take-home pay tells only part of the affordability story.
Taxes on a Philadelphia paycheck
Philadelphia layers a 3.75% local income tax on top of PA state tax and federal withholding - one of the few cities to do so. That extra bite makes gross-to-net conversion especially important here.
Enter your gross pay and pre-tax deductions in the calculator above to localize your Philadelphia take-home figure.
About Philadelphia, PA
Philadelphia imposes a city wage tax on residents and on people who work within the city, adding to the Pennsylvania state income tax.
Philadelphia offers relatively affordable home prices compared with other large East Coast cities, making homeownership more accessible.
Philadelphia's economy is built around education, healthcare, and professional services, with major universities and hospital systems as anchors.
Worked example: $60,302 in Philadelphia
FICA on $60,302 is $4,613. Philadelphia's 3.75% local tax adds about $2,261. Federal and PA state tax apply on top.
Quick reference
- Median home value: $235,000
- Median rent: $1,750/mo
- Median household income: $60,302
- Local sales tax: 8%
- City income tax: 3.75%
- Effective property tax rate: 0.95%
- Cost of living index: 105 (US avg = 100)
Frequently Asked Questions
Does Philadelphia have a city income tax?
Yes - Philadelphia levies a 3.75% local income tax in addition to PA state tax.
What is the median income in Philadelphia?
About $60,302 per household.