Houston, TX variant. This is a Houston, TX-specific version of the Salary Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Salary Calculator.
A salary in Houston must be weighed against a cost-of-living index of 97 (US avg = 100) and a $270,000 median home. The same paycheck stretches very differently here than in a cheaper metro.
Salary vs. cost of living in Houston
Houston's cost-of-living index of 97 means goods and housing cost about 3% less than the national average. To match a $60,000 lifestyle elsewhere you'd need roughly $58,200 here.
The $62,894 local median income and $1,700/month median rent set realistic expectations for Houston.
About Houston, TX
Houston residents pay no state or city income tax, since Texas does not impose a personal income tax, leaving more take-home pay relative to many large cities.
Houston has comparatively affordable home prices and rents, supported by ample land and the city's notable lack of formal zoning laws.
Houston's economy is heavily tied to the energy industry, alongside major medical, aerospace, and shipping sectors.
Worked example: cost-of-living adjustment
A $70,000 offer in Houston (index 97) has the buying power of about $72,165 in an average-cost city. Rent alone runs ~$20,400/year.
Quick reference
- Median home value: $270,000
- Median rent: $1,700/mo
- Median household income: $62,894
- Local sales tax: 8.25%
- Effective property tax rate: 2.31%
- Cost of living index: 97 (US avg = 100)
Frequently Asked Questions
Is Houston expensive?
Its cost-of-living index is 97 vs. the US average of 100, so it's below average.
What salary do I need in Houston?
Scale your target lifestyle by the 97 index - e.g., $58,200 to match a $60k lifestyle.