Delaware variant. This is a Delaware-specific version of the Workers Comp Cost Estimator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Workers Comp Cost Estimator.
Workers' compensation premiums in Delaware are priced per $100 of payroll, by job classification. On a $79,325 salary at an illustrative $1.00 rate, the annual premium is about $793.
How Delaware workers' comp is priced
Premium = (payroll ÷ 100) × class rate × experience modifier. Clerical roles carry low rates; construction and trucking carry much higher ones.
Delaware sets its own rules and rates. The calculator above lets you enter your real payroll, class rate, and mod factor for an accurate Delaware estimate.
About taxes and housing in Delaware
Delaware has a graduated income tax that tops out at 6.6%.
Delaware has no state sales tax and very low property taxes, making it attractive for both shoppers and homeowners.
Delaware's business-friendly laws make it the legal home of a majority of large U.S. corporations, and chemicals and finance are key industries.
Worked example: $79,325 payroll
($79,325 ÷ 100) × $1.00 = $793/year at a sample clerical rate. A construction class rate of $8.00 would make it $6,346.
Quick reference
- State income tax: 2.2-6.6% across 6 brackets
- State sales tax: 0% (plus 0.00% avg local)
- Median home value: $360,000
- Median household income: $79,325
- Effective property tax rate: 0.57%
- Avg auto insurance: $1,858/yr
Frequently Asked Questions
How is workers' comp calculated in Delaware?
By payroll ÷ 100 × class rate × experience modifier, using Delaware's approved rates.
Is workers' comp required in Delaware?
Most Delaware employers must carry coverage once they have employees; rules vary by industry and headcount.