Ohio variant. This is a Ohio-specific version of the Workers Comp Cost Estimator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Workers Comp Cost Estimator.
Workers' compensation premiums in Ohio are priced per $100 of payroll, by job classification. On a $67,769 salary at an illustrative $1.00 rate, the annual premium is about $678.
How Ohio workers' comp is priced
Premium = (payroll ÷ 100) × class rate × experience modifier. Clerical roles carry low rates; construction and trucking carry much higher ones.
Ohio sets its own rules and rates. The calculator above lets you enter your real payroll, class rate, and mod factor for an accurate Ohio estimate.
About taxes and housing in Ohio
Ohio levies a graduated income tax with a top marginal rate in the mid-3% range, and many municipalities add local income taxes.
Ohio's effective property tax rate is relatively high near 1.6%, while median home values remain affordable around $220,000.
Ohio's economy is diversified across manufacturing, healthcare, finance, and logistics, with major metros in Columbus, Cleveland, and Cincinnati.
Worked example: $67,769 payroll
($67,769 ÷ 100) × $1.00 = $678/year at a sample clerical rate. A construction class rate of $8.00 would make it $5,422.
Quick reference
- State income tax: 2.75-3.5% across 2 brackets
- State sales tax: 5.75% (plus 1.49% avg local)
- Median home value: $220,000
- Median household income: $67,769
- Effective property tax rate: 1.59%
- Avg auto insurance: $1,023/yr
Frequently Asked Questions
How is workers' comp calculated in Ohio?
By payroll ÷ 100 × class rate × experience modifier, using Ohio's approved rates.
Is workers' comp required in Ohio?
Most Ohio employers must carry coverage once they have employees; rules vary by industry and headcount.