Utah variant. This is a Utah-specific version of the Workers Comp Cost Estimator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Workers Comp Cost Estimator.
Workers' compensation premiums in Utah are priced per $100 of payroll, by job classification. On a $87,649 salary at an illustrative $1.00 rate, the annual premium is about $876.
How Utah workers' comp is priced
Premium = (payroll ÷ 100) × class rate × experience modifier. Clerical roles carry low rates; construction and trucking carry much higher ones.
Utah sets its own rules and rates. The calculator above lets you enter your real payroll, class rate, and mod factor for an accurate Utah estimate.
About taxes and housing in Utah
Utah imposes a flat individual income tax rate of roughly 4.55%.
Utah has a low effective property tax rate near 0.55%, but rapidly rising demand has pushed median home values above $500,000.
Utah's economy is among the fastest growing in the country, with strengths in technology, finance, and outdoor recreation.
Worked example: $87,649 payroll
($87,649 ÷ 100) × $1.00 = $876/year at a sample clerical rate. A construction class rate of $8.00 would make it $7,012.
Quick reference
- State income tax: Flat 4.55% (down from 4.65%)
- State sales tax: 6.1% (plus 1.16% avg local)
- Median home value: $510,000
- Median household income: $87,649
- Effective property tax rate: 0.55%
- Avg auto insurance: $1,340/yr
Frequently Asked Questions
How is workers' comp calculated in Utah?
By payroll ÷ 100 × class rate × experience modifier, using Utah's approved rates.
Is workers' comp required in Utah?
Most Utah employers must carry coverage once they have employees; rules vary by industry and headcount.