Wisconsin variant. This is a Wisconsin-specific version of the Workers Comp Cost Estimator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Workers Comp Cost Estimator.
Workers' compensation premiums in Wisconsin are priced per $100 of payroll, by job classification. On a $72,458 salary at an illustrative $1.00 rate, the annual premium is about $725.
How Wisconsin workers' comp is priced
Premium = (payroll ÷ 100) × class rate × experience modifier. Clerical roles carry low rates; construction and trucking carry much higher ones.
Wisconsin sets its own rules and rates. The calculator above lets you enter your real payroll, class rate, and mod factor for an accurate Wisconsin estimate.
About taxes and housing in Wisconsin
Wisconsin levies a graduated income tax with a top marginal rate around 7.65%.
Wisconsin's effective property tax rate is relatively high near 1.6%, with median home values around $285,000.
Wisconsin's economy is known for dairy and agriculture, manufacturing, and food and beverage production.
Worked example: $72,458 payroll
($72,458 ÷ 100) × $1.00 = $725/year at a sample clerical rate. A construction class rate of $8.00 would make it $5,797.
Quick reference
- State income tax: 3.5-7.65% across 4 brackets
- State sales tax: 5% (plus 0.43% avg local)
- Median home value: $285,000
- Median household income: $72,458
- Effective property tax rate: 1.61%
- Avg auto insurance: $1,224/yr
Frequently Asked Questions
How is workers' comp calculated in Wisconsin?
By payroll ÷ 100 × class rate × experience modifier, using Wisconsin's approved rates.
Is workers' comp required in Wisconsin?
Most Wisconsin employers must carry coverage once they have employees; rules vary by industry and headcount.