San Diego, CA variant. This is a San Diego, CA-specific version of the Rental Yield Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Rental Yield Calculator.
San Diego's gross rental yield - annual rent ÷ property price - is about 3.9%, based on $3,200/month rent on a $985,000 median home.
Rental yield in San Diego
Gross yield = ($3,200 × 12) ÷ $985,000 = 3.9%. Net yield subtracts property tax (0.73%), insurance, vacancy, and maintenance.
High-price metros tend to show lower yields (price outruns rent); affordable metros often yield more. San Diego's sub-5% gross yield signals an appreciation-driven market.
About San Diego, CA
San Diego has no city income tax, so residents pay California state income tax without an added municipal wage levy.
San Diego is a high-cost coastal housing market with elevated home prices and rents driven by desirable climate and limited supply.
San Diego's economy is shaped by a large military presence, biotechnology, defense, and tourism.
Worked example: San Diego yield
Annual rent $38,400 ÷ price $985,000 = 3.9% gross. After 0.73% property tax and ~1% maintenance, net yield is meaningfully lower.
Quick reference
- Median home value: $985,000
- Median rent: $3,200/mo
- Median household income: $89,457
- Local sales tax: 7.75%
- Effective property tax rate: 0.73%
- Cost of living index: 161 (US avg = 100)
Frequently Asked Questions
What is a good rental yield?
Many investors target 6-8% gross; San Diego runs about 3.9%.
How is rental yield calculated?
Gross yield = annual rent ÷ purchase price. Net yield also subtracts taxes, insurance, vacancy, and upkeep.