Hawaii variant. This is a Hawaii-specific version of the Income Tax Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Income Tax Calculator.
Hawaii income tax (1.4-11% across 12 brackets (most in US)) stacks on top of federal tax. Understanding both layers is essential to estimating your total Hawaii tax bill.
Hawaii state income tax structure
Hawaii taxes income at 1.4-11% across 12 brackets (most in US), with a top marginal rate of 11%. Like the federal system, only income within each bracket is taxed at that bracket's rate.
Federal brackets (10%–37%) apply nationwide. Combine your federal effective rate with the Hawaii rate to find your true marginal tax on the next dollar earned.
About taxes and housing in Hawaii
Hawaii has one of the most graduated income tax structures in the country, with many brackets and a top rate of 11%.
Hawaii has the lowest effective property tax rate in the nation, though sky-high home prices keep total housing costs among the highest.
Hawaii's economy depends heavily on tourism and the military, and its island geography drives one of the highest costs of living in the U.S.
Worked example: state tax on $94,814
Using the 11% top rate as a ceiling, state income tax on $94,814 is at most about $10,430; the actual figure is lower after brackets and deductions.
Quick reference
- State income tax: 1.4-11% across 12 brackets (most in US)
- State sales tax: 4% (plus 0.50% avg local)
- Median home value: $855,000
- Median household income: $94,814
- Effective property tax rate: 0.27%
- Avg auto insurance: $1,351/yr
Frequently Asked Questions
Does Hawaii have state income tax?
Yes - 1.4-11% across 12 brackets (most in US), topping out at 11%.
What is the top tax rate in Hawaii?
The top marginal state rate is 11%.