Maryland variant. This is a Maryland-specific version of the Income Tax Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Income Tax Calculator.
Maryland income tax (2-5.75% plus county tax (up to 3.2%)) stacks on top of federal tax. Understanding both layers is essential to estimating your total Maryland tax bill.
Maryland state income tax structure
Maryland taxes income at 2-5.75% plus county tax (up to 3.2%), with a top marginal rate of 5.75%. Like the federal system, only income within each bracket is taxed at that bracket's rate.
Federal brackets (10%–37%) apply nationwide. Combine your federal effective rate with the Maryland rate to find your true marginal tax on the next dollar earned.
About taxes and housing in Maryland
Maryland combines a state income tax with mandatory county income taxes, so the combined rate varies significantly by where you live.
Maryland's property taxes are near the national average and include both state and county components.
Maryland consistently ranks among the highest in median household income, driven by federal government, biotech, and defense employment near Washington, D.C.
Worked example: state tax on $98,461
Using the 5.75% top rate as a ceiling, state income tax on $98,461 is at most about $5,662; the actual figure is lower after brackets and deductions.
Quick reference
- State income tax: 2-5.75% plus county tax (up to 3.2%)
- State sales tax: 6% (plus 0.00% avg local)
- Median home value: $425,000
- Median household income: $98,461
- Effective property tax rate: 1.02%
- Avg auto insurance: $1,640/yr
Frequently Asked Questions
Does Maryland have state income tax?
Yes - 2-5.75% plus county tax (up to 3.2%), topping out at 5.75%.
What is the top tax rate in Maryland?
The top marginal state rate is 5.75%.