Pennsylvania variant. This is a Pennsylvania-specific version of the Income Tax Calculator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Income Tax Calculator.
Pennsylvania income tax (Flat 3.07% (lowest flat rate in US)) stacks on top of federal tax. Understanding both layers is essential to estimating your total Pennsylvania tax bill.
Pennsylvania state income tax structure
Pennsylvania taxes income at Flat 3.07% (lowest flat rate in US), with a top marginal rate of 3.07%. Like the federal system, only income within each bracket is taxed at that bracket's rate.
Federal brackets (10%–37%) apply nationwide. Combine your federal effective rate with the Pennsylvania rate to find your true marginal tax on the next dollar earned.
About taxes and housing in Pennsylvania
Pennsylvania imposes a flat individual income tax, one of the lowest flat rates in the nation at about 3.07%.
Pennsylvania's effective property tax rate is near 1.5%, with affordable median home values around $250,000.
Pennsylvania's economy is anchored by healthcare, education, manufacturing, and energy, with major hubs in Philadelphia and Pittsburgh.
Worked example: state tax on $73,170
Using the 3.07% top rate as a ceiling, state income tax on $73,170 is at most about $2,246; the actual figure is lower after brackets and deductions.
Quick reference
- State income tax: Flat 3.07% (lowest flat rate in US)
- State sales tax: 6% (plus 0.34% avg local)
- Median home value: $250,000
- Median household income: $73,170
- Effective property tax rate: 1.49%
- Avg auto insurance: $1,872/yr
Frequently Asked Questions
Does Pennsylvania have state income tax?
Yes - Flat 3.07% (lowest flat rate in US), topping out at 3.07%.
What is the top tax rate in Pennsylvania?
The top marginal state rate is 3.07%.