Hawaii variant. This is a Hawaii-specific version of the Payroll Tax Estimator (Flat Rate), using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Payroll Tax Estimator (Flat Rate).
Hawaii employers owe federal payroll taxes (Social Security, Medicare, FUTA) plus state obligations (state income tax withholding and SUTA).
Payroll tax obligations in Hawaii
Employers match the 6.2% Social Security and 1.45% Medicare withheld from employees, and pay FUTA (0.6% on the first $7,000 after credits) plus state unemployment insurance.
Hawaii also requires state income tax withholding (1.4-11% across 12 brackets (most in US)).
About taxes and housing in Hawaii
Hawaii has one of the most graduated income tax structures in the country, with many brackets and a top rate of 11%.
Hawaii has the lowest effective property tax rate in the nation, though sky-high home prices keep total housing costs among the highest.
Hawaii's economy depends heavily on tourism and the military, and its island geography drives one of the highest costs of living in the U.S.
Worked example: employer cost on $94,814
On a $94,814 salary, the employer's FICA match alone is 7.65% = $7,253, before FUTA and Hawaii unemployment insurance.
Quick reference
- State income tax: 1.4-11% across 12 brackets (most in US)
- State sales tax: 4% (plus 0.50% avg local)
- Median home value: $855,000
- Median household income: $94,814
- Effective property tax rate: 0.27%
- Avg auto insurance: $1,351/yr
Frequently Asked Questions
What payroll taxes do Hawaii employers pay?
Employer FICA match (7.65%), FUTA, state unemployment, and state income tax withholding.
What is the employer FICA match?
Employers match 6.2% Social Security + 1.45% Medicare = 7.65% of wages.