Oregon variant. This is a Oregon-specific version of the Workers Comp Cost Estimator, using pre-defined local figures (tax rates, median home and income values, and typical regional costs). For the full formula, methodology, and FAQ, open the main Workers Comp Cost Estimator.
Workers' compensation premiums in Oregon are priced per $100 of payroll, by job classification. On a $80,426 salary at an illustrative $1.00 rate, the annual premium is about $804.
How Oregon workers' comp is priced
Premium = (payroll ÷ 100) × class rate × experience modifier. Clerical roles carry low rates; construction and trucking carry much higher ones.
Oregon sets its own rules and rates. The calculator above lets you enter your real payroll, class rate, and mod factor for an accurate Oregon estimate.
About taxes and housing in Oregon
Oregon levies a graduated income tax with a top marginal rate near 9.9% and imposes no general statewide sales tax.
Oregon's effective property tax rate is around 0.93%, with median home values near $495,000.
Oregon's economy includes technology and semiconductor manufacturing near Portland, timber, and agriculture.
Worked example: $80,426 payroll
($80,426 ÷ 100) × $1.00 = $804/year at a sample clerical rate. A construction class rate of $8.00 would make it $6,434.
Quick reference
- State income tax: 4.75-9.9% across 4 brackets
- State sales tax: 0% (plus 0.00% avg local)
- Median home value: $495,000
- Median household income: $80,426
- Effective property tax rate: 0.93%
- Avg auto insurance: $1,357/yr
Frequently Asked Questions
How is workers' comp calculated in Oregon?
By payroll ÷ 100 × class rate × experience modifier, using Oregon's approved rates.
Is workers' comp required in Oregon?
Most Oregon employers must carry coverage once they have employees; rules vary by industry and headcount.