Crypto DCA Calculator

DCA means buying a fixed dollar amount of a cryptocurrency at regular intervals regardless of price, rather than buying all at once. It reduces exposure to a single high price and smooths out average cost over time.

No. In a consistently rising market, lump sum investing usually produces more coins at a lower average cost because you buy early before prices rise. DCA tends to outperform lump sum in volatile or declining markets.

Enter the price at each purchase separated by commas, such as 28000, 32000, 25000, 35000. The number of values should match the number of periods. The calculator splits the total investment equally across each price.

No. The calculator assumes zero fees for simplicity. In practice, exchange fees of 0.1 to 1.5 percent per transaction reduce coins acquired each period. Subtract fees from your per-period investment to account for them.

The optimal frequency depends on your exchange's transaction costs. If there are fixed fees per trade, fewer and larger purchases can be more efficient. If fees are a flat percentage, frequency matters less.

Yes. The concept applies to any volatile asset: Ethereum, Solana, Cardano, or any altcoin you plan to hold long term. The more volatile the asset, the more it can benefit from DCA to lower the average cost.

Each purchase creates a separate lot with its own cost basis and date. You can use the FIFO, LIFO, or HIFO method to calculate gains when you sell. Tools like CoinTracker or Koinly help manage multiple lots automatically.