Point Buy Calculator (5e)

Allocate the standard 27 points across ability scores from 8 to 15 using the official Player's Handbook point-buy table. Returns total cost and ability modifiers.

Frequently Asked Questions

What is point buy in D&D 5e?

An alternative to rolling. Each ability starts at 8 and you spend up to 27 points to raise scores, with costs from the Player's Handbook (1 point per +1 up to 13, then 2 points per +1 to 14 and 15).

Why do 14 and 15 cost extra?

To discourage dumping into a single super-stat. The cost jump nudges balanced builds and protects single ability scores from being maxed for free.

Do racial modifiers apply before or after?

After. Point-buy values are pre-racial. Then add the race's ability score increases (and possibly feats).

Important Disclaimer: Estimates for informational purposes only.

This calculator provides estimates for informational purposes only. Results are based on assumptions and may not reflect actual outcomes. Consult qualified professionals in relevant fields before making important decisions based on these results.